While your account is in the testing or authorized phase, you can use test credit cards to process a fake transaction without sending any real information to the banking network.
These test credit cards ensure your account is connected correctly. Use the test credit cards to experience how our payment tools work.
Must know:
- These test credit cards won't work on live accounts.
- Real credit card numbers will decline while your account is in a testing state.
How do I test credit cards?
- Go to the payment tool that you want to test.
- For an approved transaction:
- Name: Any
- Address: 2659 Douglas St, V8T 4M3.
- Expiry date: Enter any date in the future.
- Card number: Use the table below.
- Submit transaction.
Test card to get an approved response
| Card Type | Card Number | CVV Code | Special Details |
| Visa | 4030000010001234 | 123 | N/A |
| Visa | 4504481742333 | 123 | Transaction amount must be less than $100 |
| Visa | 4012888888881881 | 123 | Use this card to test the Canada Post database. Use the address: 2659 Douglas Street, V8T 4M3 |
| Visa | 4123450131003312 | 123 | Use this to test Verified by Visa (VbV). Use with password 12345 |
| Mastercard | 5100000010001004 | 123 | N/A |
| Mastercard | 2223000048400011 | 123 | To test cards with the 2-series BINs |
| Mastercard | 5555555555554444 | 123 | Use this card to test the Canada Post database. Use the address: 2659 Douglas Street, V8T 4M3 |
| Mastercard | 5105105105105100 | 123 | Use this to test SecureCode. Use with password 12345 |
| AMEX | 371100001000131 | 1234 | N/A |
| AMEX | 370000000000002 | 1234 | Use this card to test the Canada Post database. Use the address: 2659 Douglas Street, V8T 4M3 |
| AMEX | 375987000000088 | 1234 | Use this to test SafeKey. Use with password 12345 |
| Discover | 6011500080009080 | 123 | N/A |
Test card to get a declined response
| Card Type | Card Number | CVV Code |
| VISA | 4003050500040005 | 123 |
VISA (Declined for transactions more than $100) | 4504481742333 | 123 |
| MASTERCARD | 5100000020002000 | 123 |
| AMEX | 342400001000180 | 1234 |
| DISCOVER | 6011000900901111 | 123 |
Good to know:
- We do not have test credit cards for Visa Debit or MasterCard Debit.