Bambora offers flexible risk management controls. If the CVV and/or AVS fields are returned as a mismatch, you can reverse the transaction.
Once enabled, an approved transaction containing a CVV and/or AVS mismatch is reversed as a Void. A decline message is then returned to the client.
This optional feature can be configured by the merchant in the Online Member Area by clicking administration, then account settings, and finally order settings. The Transaction Reversal Options section is at the bottom of the page.
- CVD Mismatch or CVD issuer Unable to Process Request: response message ID – 821
- AVS mismatch: response message ID - 822
- If a browser disconnect occurs, the transaction is treated as an address mismatch and is voided
The AVS reversal option relies on billing address information being provided. Billing Address and Card Owner Name will need to be set as required on the order settings page. The video below walks through the steps of making these configurations.